Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
3 Beds
3 Baths
2,659 sqft

$799,000

189 White Oak Trail, Banner Elk NC, 28604

Price per sqft$300.49
Built in1989
Property size2,659 sqft
Property typeResidential

Overview

Active

Listed Oct 21, 2026

Updated 2 days ago

Nestled among the peaceful woods of Valle Crucis, 189 White Oak Trail offers the warmth of a mountain home with space to gather, entertain, and unwind. Offered furnished, this three-level retreat includes a separate guest apartment above a two-car garage, creating a welcoming setting for extended stays and visiting guests. Located in a well-established neighborhood that permits both short-term and long-term rentals, the property offers flexibility as a primary residence, personal getaway, or rental investment. Vaulted ceilings, exposed wood beams, and a large stone fireplace give the open-concept great room its inviting mountain character. Gather around the dining table with seating for eight beneath upgraded lighting, or settle into the cozy reading nook framed by custom cabinetry. The spacious kitchen features granite countertops and stainless steel appliances, while a generous walk-through pantry provides abundant storage and leads to the laundry room. A conveniently located half bath completes the main level. Upstairs, a bright bedroom with a skylight, full bathroom, and game room offer comfortable space for guests and entertainment. The lower level provides a quieter place to recharge, with the primary bedroom, a spacious updated bathroom featuring double vanities, and a walk-in closet. An additional bedroom outfitted with a triple bunk bed and a separate sitting room provide even more room to spread out. Two levels of decks invite you to enjoy the wooded surroundings, whether you're starting the morning with coffee, relaxing with a book, or gathering after a day of mountain adventures. Above the two-car garage, the separate guest apartment features a den, full kitchen, bedroom, and full bathroom, allowing guests to enjoy their own space while remaining close by. The garage offers convenient parking and storage for outdoor equipment and seasonal gear. The exterior was painted in August 2023, and the interiors have been painted within the past few years. A metal roof and gutters complement the home's wooded mountain setting. From skiing and snowboarding to hiking, fishing, rafting, shopping, and dining, the High Country's favorite experiences are within easy reach. Return home to the quiet of Valle Crucis and enjoy a furnished mountain retreat designed for memorable stays in every season.

$5,316/mo

Est. mortgage payment based on a $799,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
264931
Available since
October 21, 2026

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
1.8 Acres

Other Property Details

Taxes
$2,468
Tax Frequency
Annually
Garage
Yes

 Courtesy of Jessica Auten | Premier Sotheby's International Realty

Based on information from DASH - Sotheby's International Realty (SIR) as of 10/30/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 DASH - Sotheby's International Realty (SIR). All rights reserved. 

Data last updated 4:12 AM UTC, 10/30/2026

Powered by Luxury Presence